Auto-Enrolment Engine
Enrolment handled automatically. Across every regime.
Pensvyne assesses each employee's eligibility based on their country of work, age, and earnings — then handles onboarding and statutory notifications without any manual steps from your HR team.
How It Works
The full enrolment lifecycle. Automated.
Eligibility Assessment
Pensvyne applies the correct eligibility criteria for each country: UK qualifying earnings thresholds, German bAV right to defer, Dutch mandatory sectoral participation, Nordic ITP age/income rules.
Statutory Notifications
Correct enrolment notices are generated and delivered to employees in the right language and format for their country — UK TPR-compliant letters, German Arbeitsrecht notifications, Dutch scheme information.
Opt-In / Opt-Out Management
Opt-out windows are tracked per regime. UK's one-month opt-out window, German voluntary contribution adjustments, Dutch individual choice arrangements — all tracked and recorded.
Re-Enrolment Cycles
UK re-enrolment occurs every three years. Pensvyne tracks each employee's re-enrolment date and triggers the process automatically, including new notifications and re-declarations.
Status Change Handling
When employees change country, role, or earnings level, Pensvyne reassesses their eligibility in real time and adjusts enrolment status, contributions, and notifications accordingly.
Audit Trail
Every enrolment decision, notification sent, and status change is logged with a full timestamp audit trail — available for TPR or regulator inspection at any time.
Regime Coverage
Country-specific rules. One system.
United Kingdom
Qualifying earnings assessment (lower threshold £6,240, upper £50,270), staging dates, postponement periods, and 3-year re-enrolment cycles.
Germany
Employee right to convert salary into pension contributions (Entgeltumwandlung), employer subsidy obligation (15% BRSG requirement), and vehicle selection (Direktversicherung, Pensionskasse).
Netherlands
Sectoral pension fund participation rules, individual company pension scheme obligations, WTP 2023 reform transition requirements, and Pensioenuitvoerder notification requirements.
Nordic Region
Swedish ITP1 (defined contribution, age under 28) and ITP2 (defined benefit, age 28+) via Collectum, Danish ATP mandatory contributions, Finnish TyEL employer obligations.