Regulatory Compliance
Designed with the controls that European pension regulation requires.
European pension administration carries employer obligations under multiple regulatory frameworks. Pensvyne is designed with controls to support compliance with those frameworks — including IORP II, GDPR, and each country's specific pension regulation.
Regulatory Frameworks
What Pensvyne is designed to support.
IORP II Directive
The EU's IORP II Directive sets requirements for governance, member communication, and regulatory reporting for occupational pension schemes. Pensvyne's reporting dashboard and employee communication features are designed with these requirements in mind — including annual member statements, key information documents, and regulatory notifications.
GDPR / UK GDPR
Pension administration involves personal data processing under GDPR (EU member states) and UK GDPR (post-Brexit UK). Pensvyne processes data as a data processor under a Data Processing Agreement. EU data residency by default, with full sub-processor disclosure.
TPR Automatic Enrolment Rules (UK)
The Pensions Regulator's auto-enrolment framework requires employers to assess eligibility, enrol workers, make minimum contributions, and file declarations of compliance. Pensvyne is designed to support the full TPR compliance lifecycle including re-enrolment declarations every three years.
BetrAVG / BRSG (Germany)
The Betriebsrentengesetz and BRSG reform impose obligations including employer subsidy calculations, employee information requirements under § 4a BetrAVG, and documentation of bAV arrangements. Pensvyne's German module is designed to support these obligations.
Important Note
Pensvyne is an administration tool. Not a compliance guarantee.
Pensvyne is designed with controls to support compliance with the frameworks listed above. Using Pensvyne significantly reduces the risk of administration errors, missed deadlines, and incorrect contribution calculations. However, Pensvyne is software — it does not provide legal or regulatory advice, and it does not guarantee compliance in any jurisdiction.
Employers remain legally responsible for their pension obligations. If you have questions about the specific legal requirements that apply to your company, we recommend consulting a qualified pensions lawyer or regulated pension advisor in the relevant jurisdiction.
Pensvyne maintains a compliance advisory network and can refer customers to appropriate professional advisors in the UK, Germany, Netherlands, and Nordic countries on request.