Use Case — Banks & Credit Unions
Basel III, Reg E, BSA/AML — mapped before the exam cycle.
Banks and credit unions operate under one of the most complex multi-regulator environments in finance. Pensvyne tracks OCC, FDIC, Federal Reserve, CFPB, and FinCEN updates — and routes each change to the policy it affects.
The exam cycle exposes what the compliance monitoring plan missed.
Bank compliance teams typically run on quarterly review schedules. Regulatory changes move faster. The result: OCC or FDIC examiners find policy gaps that published six months earlier — before anyone cross-referenced the bulletin against the written supervisory agreement or updated the internal procedure manual. The institution had the information. The mapping between that information and the affected policy never happened.
How Pensvyne fits the bank compliance workflow.
- OCC bulletins mapped to your written supervisory agreements and capital policy
- CFPB rule changes routed to your fair lending and consumer compliance policies
- FinCEN advisories connected to your BSA program and SAR policy
- Federal Reserve guidance linked to your holding company compliance manual
- State banking department updates tracked by state, matched to your operating charters
"Our OCC exam prep used to start 3 months out with a manual policy gap review. Last cycle, Pensvyne had already flagged the two BSA procedure gaps before we even kicked off the prep process. That's months of anxiety, gone."
David R.
BSA/AML Compliance Officer, Regional community bank